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Expat Guides for the Gulf

These guides cover what a Gulf salary is actually worth: how packages are built from basic salary and allowances, how end-of-service gratuity is calculated in the UAE, Qatar and Saudi Arabia, what an employment contract must contain in each country, and how to negotiate a housing allowance or a relocation. None of the six Gulf states taxes employment income, so the questions that decide an offer are different from those in Europe or North America: the split between basic pay and allowances, the visa and its sponsor, the notice period, and what happens to the gratuity if you resign before completing five or ten years of service. Each guide names the law it relies on and the date it was last checked, so you can see how current the figures are.

Everything you need to know about salaries, benefits, tax-free income, housing allowances, and employment in the UAE, Qatar, and Saudi Arabia.

Looking for salary data or calculators?

Use our free tools to calculate your gratuity, compare salary packages, or convert between GCC currencies.

What a Gulf salary offer actually contains

An offer from a Gulf employer looks simpler than a European one, because no income tax is deducted from it, and it is in fact more complicated, because the total is assembled from parts that behave differently. Basic salary is typically half to two thirds of the package. On top of it sit a housing allowance, a transport allowance, annual flights to the home country, and medical insurance, which is compulsory for employees in Dubai and Abu Dhabi. Some packages add school fees, a furniture allowance on arrival, or an annual bonus tied to company results.

The split matters because end-of-service gratuity is calculated on basic salary alone in the UAE and Qatar. Two offers with the same monthly total can differ by several months of pay after five years, depending on how much of the total is basic. Saudi Arabia is the exception: its gratuity is computed on the final wage including regular allowances, which makes the same basic salary worth more at the end of service there.

The questions these guides answer

Our gratuity guide sets out each country's formula and works through examples: 21 calendar days of basic salary per year for the first five years in the UAE and 30 days thereafter, capped at two years' pay; a minimum of three weeks per year in Qatar; half a month per year for the first five years in Saudi Arabia and a full month after, reduced on resignation below ten years of service. The contracts guides cover what must be in writing, in which language, and with which authority a contract is registered, together with probation, notice and leave.

The negotiation guide deals with the part of an offer that is genuinely negotiable. In most Gulf packages the basic salary is constrained by internal grading, while allowances are not, which is why an employer may move on housing or flights when it will not move on basic pay. That is usually the wrong trade for the employee, because allowances do not accrue gratuity, and the guide explains how to say so without losing the offer.

What the guides deliberately do not do

They do not tell you what you will be paid. Salary levels in the Gulf vary by sector, nationality of the employer, emirate or city, and the state of a single industry in a single year, and any figure presented as the salary for a role would be a guess dressed up as data. Where we give ranges, they come from the recruitment platforms that survey the region, and they are described as ranges.

They are also not legal advice. Gulf labour law is applied by ministries and courts whose decisions we cannot anticipate, free zones operate under separate regimes, and the text of a decree-law prevails over any summary of it. Each guide names the instrument it relies on and the date the page was last checked, so you can judge how current it is, and a licensed adviser should confirm anything you intend to act on.

Frequently asked questions

Which guide should I read before accepting a Gulf job offer?

Start with the guide to tax-free salaries, which explains how a package is built and why the basic salary matters more than the headline figure. Follow it with the end-of-service benefits guide, because gratuity is the part of the offer candidates most often misjudge, and with the housing allowance guide if accommodation is not provided.

Do these guides apply to all three Gulf countries?

The principles are shared, but the numbers are not. Notice periods, leave entitlements, gratuity formulas and social insurance all differ between the UAE, Saudi Arabia and Qatar. Each guide states which country a rule applies to, and the country pages carry the detailed figures with links to the ministry sources behind them.

Are the guides written for employees or employers?

For employees and candidates. They explain how to read an offer, what the law guarantees regardless of the contract, and where the room for negotiation usually lies. Employers will still find the legal summaries accurate, but the framing throughout is that of someone deciding whether a package is worth relocating for.

How do the guides handle recent law changes?

Each guide names the decree or ministerial decision it relies on and the date it takes effect, so an outdated passage is easy to spot. Gulf labour law has changed substantially since 2021, particularly in the UAE and Qatar, and rules abolished years ago still circulate on forums, which is why we cite the text rather than summarising received wisdom.

Do the guides cover free zone employment?

Yes, where the rules differ materially from mainland law. DIFC and ADGM apply their own employment regulations, with distinct notice periods, dispute forums and, in DIFC, the DEWS savings scheme in place of traditional gratuity. The guides flag those differences rather than presenting a single national rule that would be wrong for a large share of readers.

Are salary figures repeated inside the guides?

Only where a number is needed to make a point, and always with the role and country named. Detailed ranges live on the country salary pages, which are refreshed on their own cycle. Keeping the figures in one place avoids the situation where a guide quietly contradicts the data page it was written from.