Salary Tools & Calculators

About Our Salary Tools

Our calculators are designed specifically for the Gulf Cooperation Council (GCC) countries: the UAE, Qatar, and Saudi Arabia. Each tool is built using the official labour law formulas and regulations for its respective country, and we regularly update them to reflect any legislative changes.

All calculations are performed client-side in your browser. We do not store or transmit any salary data you enter. The tools are free to use and require no registration or personal information.

How to Use the Calculators

Each calculator allows you to select a country and enter your relevant salary details. Results are displayed instantly as you type or adjust inputs. For gratuity calculators, you will need to know your basic salary (or last actual wage, in Saudi Arabia's case) and your length of service. For the package calculator, enter each component of your compensation package to see the breakdown and total value.

Gratuity Calculators Explained

End-of-service gratuity (also called EOSB or end-of-service benefit) is the most significant financial entitlement for expatriate workers in the Gulf. Each country has its own gratuity formula defined by law, and our calculators implement these formulas precisely.

UAE Gratuity Calculator

The UAE gratuity calculator implements the formula from Federal Decree-Law No. 33 of 2021. For the first five years of service, employees accumulate 21 calendar days of basic salary per year. After five years, the rate increases to 30 calendar days per year. The total gratuity is capped at two years' basic salary. Under the current law (effective February 2022), there is no reduction for employees who resign, making the calculation identical regardless of how the employment ends. The calculator uses only the basic salary component, excluding housing, transport, and other allowances. For employees in the DIFC or ADGM, separate rules may apply, and our calculator includes options for these zones.

Qatar Gratuity Calculator

Qatar's gratuity system, governed by Labour Law No. 14 of 2004 (Article 54), is the simplest in the GCC. Employees who complete one year of continuous service receive three weeks (21 days) of basic salary for each year of service. The rate is flat regardless of tenure length, there is no statutory cap, and crucially, there is no reduction for resignation. The daily rate is calculated by dividing the monthly basic salary by 30 calendar days. Our calculator handles fractional years proportionally and provides the total in QAR with a EUR equivalent at the current exchange rate of approximately 1 EUR = 3.97 QAR.

Saudi Arabia Gratuity Calculator

Saudi Arabia's end-of-service benefit system, defined in Articles 84-86 of the Saudi Labour Law, is the most complex in the GCC. The calculation uses the "last actual wage" (which may include regular allowances, not just basic salary) and applies two tiers: half a month's wage per year for the first five years, and one full month's wage per year thereafter. The most distinctive feature is the resignation reduction: employees who resign with 2-5 years of service receive only one-third of the calculated amount, those with 5-10 years receive two-thirds, and only those with 10+ years receive the full amount. Our calculator models both termination and resignation scenarios side by side, showing the financial impact of resignation reductions. Special provisions for women (full gratuity within six months of marriage or three months of giving birth) are also supported.

Salary Package Calculator

Gulf salary packages are structured differently from Western compensation, typically comprising a basic salary plus separate housing, transport, and other allowances. This structure matters because end-of-service gratuity in the UAE and Qatar is calculated on basic salary only. Our package calculator helps you break down a total compensation figure into its components, compare the basic-to-total ratio against market norms (recommended 50-60% basic), and understand the gratuity impact of different package structures. You can model scenarios across all three GCC countries and see how shifting allocation between basic salary and allowances affects your long-term financial outcome.

Salary Converter

Job offers in the Gulf are quoted in various periods: some employers state an annual package, others quote a monthly salary, and freelance or consulting roles may use daily or hourly rates. Our salary converter translates between annual, monthly, weekly, daily (both legal/calendar and working day methods), and hourly rates. The converter supports AED, QAR, SAR, USD, GBP, and EUR, and accounts for the standard working hours in each GCC country. It is particularly useful for comparing offers quoted in different periods, calculating overtime entitlements, and understanding the effective hourly value of a salaried position.

Net Salary Calculator

While the UAE and Qatar levy no personal income tax or social insurance deductions on employees, Saudi Arabia's GOSI system requires Saudi nationals to contribute 9.75% of their salary (with an additional 0.75% for SANED unemployment insurance). Our net salary calculator models these deductions for Saudi nationals and confirms the zero-deduction status for expatriate employees across all three countries. The calculator also factors in the VAT impact on consumer spending (5% in UAE, 15% in Saudi Arabia, 0% in Qatar) to provide a more realistic picture of purchasing power and savings potential.

When to Use Each Tool

Choosing the right tool depends on your situation:

• Evaluating a new job offer: Start with the Package Calculator to break down the total compensation and assess the basic-to-total ratio. Then use the relevant gratuity calculator to project your end-of-service benefit over your expected tenure.
• Comparing offers across countries: Use the Salary Converter to normalize salaries to the same period, then compare using the package calculator and the Package Calculator to account for GOSI deductions and VAT differences.
• Planning your departure: Use the gratuity calculator for your country (UAE, Qatar, or Saudi Arabia) to estimate your end-of-service payment and factor it into your exit financial planning.
• Negotiating a salary increase: Use the package calculator to model how different salary structures affect your total compensation, including the impact on gratuity accumulation.
• Freelance or consulting rate setting: Use the salary converter to translate your target annual income into a competitive daily or hourly rate, accounting for the fact that freelancers do not receive gratuity, flights, or housing allowances.

How Our Calculators Work

All calculators on Tax Free Salaries run entirely in your browser using client-side JavaScript. When you enter salary figures or select options, the calculations are performed locally on your device. No salary data, personal information, or calculation inputs are transmitted to our servers or any third party. This design ensures complete privacy: your financial data never leaves your computer or phone.

Each calculator implements the exact statutory formula from the relevant country's labour law. The UAE gratuity calculator follows Federal Decree-Law No. 33 of 2021, the Qatar calculator follows Labour Law No. 14 of 2004 (Article 54), and the Saudi calculator follows the Saudi Labour Law Articles 84 to 86. We verify our formulas against worked examples published by government agencies, official FAQ documents, and established legal commentaries. When a formula produces results that differ from an official example, we investigate and resolve the discrepancy before publishing.

The calculators support both English and Arabic number formatting, handle fractional years of service proportionally, and convert results between local currencies and EUR at current exchange rates. For the salary converter, we use the standard working days and hours for each GCC country: 8 hours per day and 48 hours per week for the UAE and Saudi Arabia, and 8 hours per day and 48 hours per week for Qatar (with Ramadan reductions to 6 hours per day in Qatar and the UAE).

Accuracy and Limitations

While we strive for accuracy based on the latest published labour regulations, our calculators provide estimates for informational purposes only. They do not constitute legal or financial advice. Individual circumstances, such as specific employment contract terms, free zone regulations, or collective bargaining agreements, may affect your actual entitlements. We recommend consulting a qualified legal or financial advisor for decisions involving significant financial amounts.

Our calculator formulas are tested against official government examples and known scenarios. When labour law amendments are published, we update the affected calculators within two weeks and note any transitional provisions. If you identify a calculation that appears incorrect, please report it through our contact page so we can investigate and correct any errors promptly.

Calculator Data Sources

The legal formulas implemented in our calculators are sourced directly from the following official texts: UAE Federal Decree-Law No. 33 of 2021 on the Regulation of Labour Relations (for UAE gratuity), DIFC Employment Law No. 2 of 2019 (for DIFC-specific gratuity options), ADGM Employment Regulations 2019 (for ADGM-specific provisions), Qatar Labour Law No. 14 of 2004 and its amendments (for Qatar gratuity), Saudi Labour Law under Royal Decree No. M/51 (for Saudi gratuity and resignation reductions), and GOSI regulations (for Saudi social insurance contribution rates). Exchange rates are based on the fixed USD pegs maintained by each GCC country's central bank, converted to EUR at prevailing market rates updated monthly.